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For people looking to access their pension savings through income drawdown, there is a wide range of options available. But how do you know where to start? Until recently, it may have been considered more appropriate for only experienced investors to choose pension drawdown without taking financial advice.

But by offering a small, simple range of smart investment options to suit different attitudes to investment risk and targeted returns, we hope to show you that moving your pension into pension drawdown and understanding your investment choices can be straight forward.

What to expect from our Drawdown Service


We aim to keep the costs of setting up and maintaining your drawdown account as low as possible, enabling you to benefit more from any investment growth.


Investing in retirement doesn’t need to be complicated. So rather than offer you a range of thousands of investment choices, we’ve carefully selected just five simple options for you to choose from.

Smart Investments

All of the investment choices that we offer have been thoroughly researched and carefully selected to aim to meet the needs of our customers, so whatever you choose, you’ll know that your money is being managed intelligently and responsibly.


Whether you want to change your income, your choice of investment or even switch to an alternative solution such as an annuity, we’ll be on hand to ensure that your requirements are met as quickly and easily as possible.

Outstanding Service

Our team is absolutely committed to delighting our customers. In fact, we’re so confident that you will like our service that if you decided to leave for an alternative drawdown provider, we will pay you £100¹.

So how do I know if it's for me?

If you would like to consider and choose from a wide range of investment funds in retirement then our Drawdown service probably isn't for you.

But if you feel that you could benefit from the flexibility and growth potential of income drawdown; and you want peace of mind from knowing that your money is being expertly managed in line with a clearly defined level of risk and targeted return, then look no further ².

Our service aims to make the process of arranging pension drawdown as straight forward as possible, allowing you to benefit from the new pension freedoms that have been introduced so that you can enjoy your retirement.

View our simple range of investment choices »

It's important to note that pension drawdown is not risk free, and the value of investments can fall as well as rise. You should read more about the risks and considerations involved with pension drawdown here.

Our Drawdown service is designed for people who are comfortable with these risks, and who understand the choices that they are making. If you are not sure about what to do, you should speak to one of our Financial Advisors, who would be happy to talk you through your options before making a personal recommendation.

We also recommend that you visit the government’s Pension Wise website to ensure that you fully understand all of the pension-income options available to you, including drawdown, so that you can make an informed decision.

¹ Terms and conditions apply.

² Drawdown does not offer a guaranteed income. Should you proceed with drawdown it is your responsibility to manage your pension savings to ensure that they last for your lifetime should you need them to.

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