Our service and cost
At Age Partnership we are multi-award-winning equity release specialists. We will discuss all available options with you such as equity release, downsizing, a standard mortgage and more. We’ll explain the pros and cons of each allowing you to make an informed decision.
Searching a range of lenders to find the best plan for you
We’re all individuals and understanding your individual needs is the key to us finding the right equity release plan to meet your requirements.
That is why we work with a range of lenders, rather than just one.
It’s through searching all the available plans from our panel of lenders that we can find the best one for your personal circumstances.
Plans from the panel of lenders will be considered, the features mentioned and the amounts raised, are subject to the lender’s criteria, terms and conditions. These may take into account the age, health and lifestyle factors in order to provide you with an enhanced amount.
How much tax-free cash can you unlock from your home?
Use our free calculator to get an instant view of how much tax-free cash you could release to help you live your life, your way.
By supplying your email address, you are confirming that you are happy for us to contact you via email regarding products and services relevant to your enquiry.
What does equity release cost?
It’s important to us that you make the right decision about choosing to release equity from your home. That’s why we provide initial advice for free and without any obligation to go ahead. This includes preparing and sending your bespoke recommendation document. Only if your case completes would our advice fee of £1,895 be payable. Other lender and solicitor fees may apply. We will send you a full written breakdown of the costs involved as part of your recommendation so you’re fully informed before deciding if it’s right for you.
Some other advisory firms may have lower fees due to only recommending plans from one lender. As the UK’s largest equity release advisor, at Age Partnership we are able to offer a range of plans from across the equity release market and also have access to exclusive plans and rates.
Life gets better with Age: We’re proud to support our customers
Each year we help over 600,000 people explore the option of equity release.
Our promise to you...
- You will be assigned a dedicated advisor who will guide you through the process from start to finish.
- Equity release will only be recommended if it’s suitable for you.
- We will search a range of plans from multiple lenders to find the best solution for you.
- The plan that we recommend to you will be protected by the safeguards of the Equity Release Council.
- You will receive a bespoke recommendation document to read at your leisure.
Member of the Equity Release Council
We are proud to be a member of the Equity Release Council. But what does that mean for you?
Well, because we’re a member of the Council, it means that we adhere to their standards, which protect you in five main ways:
- Equity release interest rates must be fixed for life.
- You must have the right to remain in your property for life or until you need to move into long-term care.
- You have the right to move house, providing the new property meets lender’s criteria.
- You will receive a “no-negative equity guarantee”, meaning that your estate will never owe more than your property is worth when it is sold.
- You have the right to make penalty free payments, subject to certain limits, if you wish to do so. Early repayment charges may apply above a set value.
Multi award winning advice
Choosing a specialist solicitor
As part of your equity release application, you will need to instruct an independent solicitor to act on your behalf.
We can help you to find one and will explain how the solicitors fee for equity release works. We recommend that you choose a solicitor who specialises in equity release, as they are more familiar with the process and may help your application progress more smoothly and quickly than an alternative solicitor.
You’re talking to the people who know.
We will talk you through all your options and explain all the pros and cons of equity release, so that you’re fully informed.
Our service is about finding out if equity release is a good fit for you, and only then will we find the best equity release plan for your individual needs.
Our promise to you...
- You will be assigned a dedicated advisor who will guide you through the process from start to finish.
- Equity release will only be recommended if it’s suitable for you.
- We will search a range of plans from multiple lenders to find the best solution for you.
- The plan that we recommend to you will be protected by the safeguards of the Equity Release Council.
- You will receive a bespoke recommendation document to read at your leisure.
