Equity Release
Calculate how much equity you could unlock from your home.

Am I eligible for equity release?
If you own your home and the youngest homeowner is aged 55 or over, you may be able to access some of the money locked up in your home using equity release.
You can still have a mortgage, although you’ll have to pay this off with the money you release. And your house will need to be worth a minimum of £70,000.
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What can equity release be used for?
The money that you release from your home can be used for lots of different things. You may want to:
- Pay off your current mortgage, reducing your committed monthly costs.
- Get the house shipshape, maybe it’s time for that new kitchen or bathroom.
- Go on your dream holiday, or plan a few smaller getaways.
How much tax-free cash can you unlock from your home?
Use our free calculator to get a view of how much tax-free cash you could release to help you live your life, your way.
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A few things to think about
Equity release will involve a home reversion plan or a lifetime mortgage, which is secured against your property and will reduce the value of your estate and impact funding long-term care.. You can read more about the different types of equity release plans here and if you want more detail we can provide you with a personalised illustration to explain exactly what equity release could mean for you and will outline the features and risks.
You must take financial advice before proceeding with equity release. It’s important that you make the right decision. That’s why we provide our initial advice for free and without obligation. Only if your case completes would our advice fee of £1,895 be payable. Other lender and solicitor fees may apply.
You will need to pay off any existing mortgage or secured loan that you have. You can use some of the money raised through equity release to do this.
Another consideration is that equity release interest is compounded, so you pay interest on interest. The money you release, plus the accrued interest is then repaid when you die or move into long-term care.
Equity release may have an impact on your entitlement to means-tested benefits now and in the future.

How our customers use the money they released.
The money released from your home can be used for lots of different things. You might want to pay off a standard mortgage, help family out or make home improvements.
We asked our customers why they decided to take out equity release, and here is what they told us.

Why choose Age Partnership?
At Age Partnership, everything we do is focused on giving you honest advice, a suitable plan and the fastest, friendliest service.
We put enormous effort into working with lenders on product developments that will meet the needs of our customers. Our customers routinely benefit from exclusive equity release plans that aren’t available through other lenders or brokers.
- Age Partnership provide access to a market-leading, multi-award winning service. We were named Equity Release Advisor of the year at the Equity Release Awards in 2022 by Mortgage Solutions magazine, amongst others.
- Our commitment to delivering outstanding service has been nationally recognised by Investor in Customers (IIC), who have awarded us the prestigious Gold accreditation for nine consecutive years.
- We have helped over 2 million people look into equity release since 2004.

You’re talking to the people who know.
We will talk you through all your options and explain all the pros and cons of equity release, so that you’re fully informed.
Our service is about finding out if equity release is a good fit for you, and only then will we find the best equity release plan for your individual needs.
Our promise to you...
- You will be assigned a dedicated advisor who will guide you through the process from start to finish.
- Equity release will only be recommended if it’s suitable for you.
- We will search a range of plans from multiple lenders to find the best solution for you.
- The plan that we recommend to you will be protected by the safeguards of the Equity Release Council.
- You will receive a bespoke recommendation document to read at your leisure.