Call Freephone
08080 555 222
Could we get you better home insurance cover?
Whether you are looking to get a better deal on your existing policy, take up a new policy or simply increase the level of buildings and contents cover to meet your needs, we could help.
You won’t be charged if you need to cancel or change your policy.
What is covered?
Here is some of the key information relating to the policy – for further details, please click here.
Buildings
- ✔Sum insured up to £1 million
- ✔Damage to your buildings by specific causes including fire, storm, flood, escape of water and subsidence.
- ✔The cost of tracing and accessing a leak – cover up to £5,000.
- ✔Alternative accommodation cover up to 20% of the buildings sum insured.
- ✔Property owners‘ liability cover up to £2,000,000.
- ✔Locks and keys cover up to £750.
- ✔
Accidental breakage of:
- drains and pipes and accidental damage to cables and underground tanks,
- glass, ceramic hobs and sanitary ware.
Contents
- ✔Sum insured up to £100,000
- ✔Claims settled by either replacing the items, paying their cash value or by repairing them
- ✔Loss or damage to your contents by specific causes including fire, storm, flood, escape of water and subsidence.
- ✔Food in your freezer or fridge.
- ✔Contents in your garden cover up to £2,000.
- ✔Money in the home cover up to £750.
- ✔Credit cards in the home cover up to £500.
What is not insured?
- ✗Claims arising from an event occurring before the start of the insurance period.
- ✗Loss or damage caused by normal use or ageing, lack of maintenance, or that loss or damage has happened gradually over time.
- ✗War, Terrorism, Cyber Attacks.
- ✗Claims resulting from wear and tear, corrosion, rusting, frost, damp, fungus, insects, mechanical or electrical fault or breakdown poor or faulty design, workmanship or materials.
Are there any restrictions on cover?
- ✗Excesses – this is the part of a claim you have to pay
- ✗If your home is left unoccupied for more than 60 days in a row there will be some limitations to the cover you can claim.
- ✗Replacing or changing undamaged parts which belong to a set where the damage is restricted to a specific area – eg. a fitted kitchen or a suite of sofas
If you proceed with our non-advised service, we will receive a percentage of the total annual premium as commission. This is factored into the quotation and is paid to us directly from Cavere.
Our home insurance policy is arranged by Age Partnership Limited, administered by Cavere and underwritten by Integra Insurance Solutions Ltd on behalf of Accredited Insurance (Europe) Limited . Click here to see how Age Partnership process your information. To see how Cavere will use your information, please see their Privacy Policy here.
Call us on 0800 4640 818 to find out more about what our home insurance covers.
