Enhancing the income you receive in retirement
Most people do not realise that they could receive more income from their pension annuity if any aspect of their health or lifestyle could reduce their life expectancy.
And you don't need to have a major health complication in order to qualify for an enhanced annuity rate. Indeed, even some minor lifestyle factors such as being a smoker, drinking regularly or being overweight can lead to an increase in the amount of income you can receive each year from your annuity.
Use our pension annuities calculator to get an instant quote and find out how much more you could receive
When selecting your annuity, it is of the utmost importance that you provide as accurate information as possible surrounding your health and lifestyle, otherwise you risk missing out on additional income to which you could be entitled.
Factors that could enhance your pension annuity
Lifestyle factors:
- How much you smoke or used to smoke
- Your alcohol consumption
- Your weight
Medical factors:
- Cancer
- Chronic asthma
- Heart attack
- Kidney failure
- Diabetes
- Multiple Sclerosis
Please note that these lists are not exhaustive, and other factors can impact upon the annuity rate available to you. If you have a specific condition that is not featured on our website but you feel should be taken into account, please call one of our Annuity Specialists on Freephone 0800 975 5151.
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