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Who we work with

To ensure you receive the very best service and deals when releasing equity from the home, we only work with lenders we implicitly trust. These time-served and proven lenders have built up fierce reputations, giving you peace of mind when investing in one of their products.

We work closely with our lender partners to ensure they always provide their best deals and their premium products to customers. This helps us maintain the high level of service we hope to maintain throughout everything we do.

Hodge Lifetime

One of our closest lender partners is Hodge Lifetime. We have maintained a long term relationship with the lender, helping one another provide a better product and service for all customers.

With a focus on lifetime mortgages and the annuity, Hodge Lifetime has developed its products to complement one another. The lender has won a number of finance and equity release awards – demonstrating their respected position within the industry, and their dedication to providing exceptional service.

Hodge Lifetime are a founder member of the Equity Release Council (ERC) and have been at the forefront of the equity release market for over 50 years, with their first plan launching in 1965.

One of the plans they offer is the Retirement Mortgage, a lifetime mortgage for customers nearing or in retirement with sufficient pension income to meet interest payments.

To learn more about this plan type, please watch the video below.

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Age Partnership team are available to discuss equity release products and your financial situation, helping you determine whether releasing equity is a wise decision for your circumstances. Contact us for an obligation-free discussion regarding equity release products, and any alternatives which may be better suited to your needs.

We work with the whole equity release market – giving you a greater understanding of all the options which are available.

Solicitors we work with

As we want to ensure that your equity release plan goes through as smoothly as possible we work with a panel of solicitors who all specialise in equity release. By using a solicitor that specialises in equity release we find that, on average, customer cases can complete 12 days quicker than those using a non-specialist solicitor. What’s more, customers who choose to use solicitors from our panel saved approximately £245 on the typical solicitor fee.

Solicitors in our panel are…

Ashfords — A national provider of legal services, with 6 offices across London, Bristol, Exeter, Taunton, Tiverton and Plymouth. Ashfords state ‘We are focused on our clients and getting them the results they want. Our approach to cost management and reporting delivers certainty, transparency and value’.

Birchall Blackburn — Birchall Blackburn Law is a long established firm of solicitors and provider of legal services with 7 offices in across the North West in; Chester, Chorley, Leyland, Manchester, Morecambe, Preston and Southport. It is the company aim to provide the very highest levels of service in a friendly, approachable and professional manner.

Blacks Solicitors — A national firm of solicitors, based in Leeds, West Yorkshire. Blacks Solicitors pride themselves on providing an efficient professional service at realistic and competitive rates, and excel in providing clear and sensible advice.

Equilaw — Branded as the Equity Release Legal Service, Equilaw state that they are one of the market leaders in the sector and only deal with equity release. From their office in Gloucester, Equilaw operate on a national level across the UK.

Goldsmith Williams — Goldsmith Williams promote a specialist equity release division with a team of dedicated lawyers. They are a founding member of the Equity Release Solicitor Alliance (ERSA), providing specialist advice from their offices in central Liverpool.

Gordon Brown Law Firm — Based in the North East, the firm state that they provide advice in a professional but friendly manner by people who are the best in their field; offering customers honest and straightforward advice at all times.

Caesar & Howie (Scotland) — Caesar and Howie, the Central Scotland Law Group have around 90 staff and Partners providing expertise all over Scotland. They offer specialist equity release advice and are a member of the Equity Release Solicitors Alliance.

Glover & King(Northern Ireland) — Based on County Antrim, Glover & King provide legal services across Northern Ireland. Their specialist solicitors offer a reliable and friendly service tailored to each client’s needs.

In some instances Age Partnership may receive additional payments from lenders or third parties, such as solicitors who sit on our recommended panel, in support of our marketing activities. These payments do not relate to individual customers, but are rather set monthly/quarterly fees. Such payments will not influence our decision to recommend a particular lender/solicitor.

Equity release may involve a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.

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Things to consider

As multi-award-winning equity release specialists we provide impartial advice covering your options as well as explaining what impact a plan could have on the size of your estate and if your entitlement to current and future means-tested benefits could be affected now or in the future.

We provide initial advice for free and without obligation. Only if you choose to proceed and your case completes would a typical fee of 2% of the amount released be payable.

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